Cyber, Tech E&O & the “Non-Tangible” Coverage Gap

Cyber and tech-related losses are everywhere, and many policies don’t respond.
• Overlap (and conflict) between cyber, CGL, BOP, and E&O
• The big gaps: data breach, ransomware, social engineering
• Where third-party cyber liability sneaks in (e.g., contractual risk, vendors)
• Selling cyber and tech E&O without fear — positioning it as essential