HO Endorsements – Filling the Business Exclusion/Limitation Gap

Insureds may think that business limitations and exclusions in the homeowner policy only apply to those that run a business from the home. In fact, the HO policy's definition of business covers a wide range of exposures, including working from home. Since working from home, as well as running a business or engaging in any activity that generates income, can be considered a business. This course will review the ISO HO forms for coverage and coverage gaps related to business exposure.